Interest rates current as of 9/8/2010


Checking / Savings
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact a Branch for current rates on our deposit accounts
Provident FlexPremium Checking
$1,000
$100,000 - UP
0.75%
0.75%
$25,000.00 - $99,999.99
0.75%
0.75%
$10,000.00 - $24,999.99
0.50%
0.50%
$1,000.00 - $9,999.99
0.05%
0.05%
$0 - $999.99
0.00%
0.00%
Provident Dream Checking
$100
$30,000.01 - UP
1.01%
1.01%
0.01 - $30,000
3.30%
3.35%
If qualifications are not met
0.10%
0.10%
Provident Dream Savers
$100
$30,000.01 - UP
1.01%
1.01%
$0.01 - $30,000
1.50%
1.51%
If qualifications are not met
0.10%
0.10%

Certificates Of Deposit
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact a Branch for current rates on other Certificates of Deposit accounts
7 Month CD Special $2,500 $2,500 0.85% 0.85%
19 Month CD Special $2,500 $2,500 1.69% 1.70%

A penalty may be imposed for early withdrawal on certificates of deposit - Any fee could reduce earnings
*Rates may change after the account is opened - Rates subject to change