Interest rates current as of 9/8/2010


Checking / Savings
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact Branchs for current rates on our other deposit accounts
Money Market Checking & Business Money Market
$1000
$100,000 - UP
0.65%
0.65%
$75,000 - $99,999.99
0.65%
0.65%
$50,000.00 - $74,999.99
0.65%
0.65%
$25,000.00 - $49,999.99
0.55%
0.55%
$1,000.00 - $24,999.99
0.40%
0.40%
$0 - $999.99
0.00%
0.00%
Premium Money Market
$10,000
$50,000.00 - UP
0.70%
0.70%
$25,000.00 - $49,999.99
0.50%
0.50%
$10,000.00 - $24,999.99
0.30%
0.30%
Provident Flex Premium
$1,000
$100,000 - UP
0.75%
0.75%
$25,000 - $99,999.99
0.75%
0.75%
$10,000.00 - $24,999.99
0.50%
0.50%
$1000 - $9,999.99
0.05%
0.05%
$0 - $999.99
0.00%
0.00%
Provident Dream Checking
$100
$30,001 - UP
1.01%
1.01%
$0.01% - $30,000
3.30%
3.35%
If qualifications are not met
0.10%
0.10%
Provident Dream Savers
$100
$30,001 - UP
1.01%
1.01%
$0.01 - $30,000
1.50%%
1.51%%
if qualifications are not met
0.10%
0.10%

Certificates Of Deposit
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact the Branch for our current rates on other Certificates of Deposit accounts
7 Month CD Special $2,500 $2,500 0.85% 0.85%
19 Month CD Special $2,500 $2,500 1.69% 1.70%

A penalty may be imposed for early withdrawal on certificates of deposit - Any fee could reduce earnings
*Rates may change after the account is opened - Rates subject to change