Interest rates current as of 5/9/2008


Checking / Savings
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact Branchs for current rates on our other deposit accounts
Money Market Checking
$1,000.00
$100,000.00 - UP
2.82%
2.85%
$75,000.00 - $99,999.99
2.73%
2.75%
$50,000.00 - $74,999.99
2.63%
2.65%
$25,000.00 - $49,999.99
2.48%
2.50%
$1,000.00 - $24,999.99
2.23%
2.25%
$0 - $999.99
0.00%
0.00%
Premium Money Market
$10,000
$50,000.00 - Up
1.09%
1.10%
$25,000.00 - $49,999.99
.95%
.95%
$10,000.00 - $24,999.99
.75%
.75%
$0 - $9,999.99
0.00%
0.00%
Provident FlexPremium Checking
$1,000
$100,000 - UP
2.68%
2.70%
$25,000 - $99,999.99
2.58%
2.60%
$10,000 - $24,999.99
2.18%
2.20%
$1,000 - $9,999.99
0.15%
0.15%
$0 - $999.99
0.00%
0.00%
Provident Dream Checking
$100
$50,000.01 - UP (blended rate with 5.76% APY)
1.01%
1.01%
$0.01 - $50,000
5.61%
5.76%
If requirements are not met
0.10%
0.10%

Certificates Of Deposit
Account Name Minimum Opening
Balance
Minimum Balance
To Earn APY
Interest
Rate
Annual
Percentage
Yield (APY)
Contact the Branch for our current rates on other Certificates of Deposit accounts
7 Months CD Special $2,500 $2,500 2.97% 3.00%
11 Months CD Special $2,500 $2,500 2.87% 2.90%

A penalty may be imposed for early withdrawal - Any fee could reduce earnings
*Rates may change after the account is opened - Rates subject to change